Appraisals



Appraisal Services & Fees:

 


Insurance replacement valuation: This appraisal is supplied
to the insurance company and includes the information the insurance company
needs to correctly insure and replace lost or stolen jewelry.


Appraisal Service Fee: $165 per appraisal. Maximum three
appraisals per visit and appraisals are done while you wait. Please call to setup
an appointment for an appraisal. For engagement rings and
large center diamonds, please bring a diamond certificate if available and any supporting
purchase documents with you, for confirmation of speed of appraisal
issuance. 

Quantity appraisal discounts are available.


Question: If the retail jeweler issues an appraisal for
jewelry that is higher than what he charged me, is this ethical?

Answer : Yes it is ethical if the jeweler stated he sold the jewelry and issued the appraisal. In addition, price is based on the market. If you saw an item of jewelry for a
higher price, and next week it went on sale for 50% off the previous price,
what is the real price? If you purchased an item of jewelry 30% below the
regular retail prices, should the appraisal list the price you paid or the
market price, which is 30% higher? You must understand the product and the
current market prices to fully understand how your jewelry should be appraised.

To get your jewelry insured, you need an appraisal from your
appraiser, gemologist or jeweler. Submit the appraisal along with a photocopy
of the gem laboratory diamond certificate if available to the insurance company of your
choice. Based on your insurance company and type of policy, you have a choice
of coverage. Please study your insurance policy and ask your insurance agent
questions to get the best coverage to protect your diamond and jewelry
purchase. Your insurance coverage is based on the appraisal information.

 

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